Get Control of
Your Debt Today.
Let Us Help You
Why Installment Busters?
One consolidated repayment:
Stop juggling multiple creditors
Lower your monthly installments
(based on what you can afford)
Protection against legal action
and creditor harassment
Full support through the entire process
NCR-registered, compliant,
and transparent
Protect your assets
(car & home)
How It Works
1
Free Debt Assessment
Fill in our form and upload your
income & expense info.
2
Custom Restructuring Plan
We negotiate with creditors to reduce interest, extend terms, and combine debts into one manageable instalment.
3
One Monthly Payment
You make one payment to our agency; we distribute to your creditors. You get legal protection under the plan.
We’ll assess your eligibility in minutes, no obligation
Are You Eligible?
Youmay qualifyif:
- You are struggling to pay your monthly debt obligations
- Your debt exceeds 30-40% of your income
- You have regular income or means to service a reduced payment
- You’re a South African resident, 18+
Get Your Free Debt Review Plan
Prefer WhatsApp? Chat With Us!
Click the button to start a WhatsApp conversation with one of our advisors.
Frequently Asked Questions
Is this a loan or new credit?
No, it’s a debt restructuring plan. We don’t offer new credit. We negotiate with your existing creditors and lower your monthly debt premiums from month 1.
Will this damage my credit further?
No. While being under debt review, you’ll gain legal protection, and once you have successfully completed your plan, your status will be cleared with credit bureaus.
Can creditors still take legal action?
No. Once the plan is approved and your status is formalised, legal collection, repossessions, and summonses must stop. Creditors are not allowed to contact you directly. Our team will be their contact point.
How long does the process take?
It depends on your debt load and negotiations, but typically between 30–60 months.